Saturday, 10 October 2009

Driving abroad

You will have third party motor insurance to drive in any European Union
(EU) country, as long as your policy was bought from any EU-based insurer.
This includes those based in the UK. However, third party cover is often
inadequate, and it is advisable to contact your insurer to arrange extra cover.

Your policy may also give you third party cover to drive in some non-EU
countries. Check with your insurer to see if the country you are travelling to is
included in your policy. If it is not, you will need to take out extra cover.

Your insurer can issue you with a green card to show that you have
increased insurance cover. Some countries abroad require you to have a
green card.
If you hire a car in the USA, check the level of insurance cover you have
been given. If it is only the basic minimum, it may not be enough to cover the
full costs of any claim. You should buy extra cover, including collision
damage waiver insurance. If you do not have collision damage waiver
insurance, you may have to pay for any damage to the hire vehicle, even if it
is not your fault.

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