There are two different types of motor cycle insurance:
Specified cycle policy
This is the more common type of motor cycle insurance policy. It insures you
to drive one specific motor cycle.
Rider policy
This type of policy insures you to drive any motor cycle up to a certain cc
rating, with the owner's permission.
Motor cycle insurance is usually limited to one person only. If you want
someone else to drive your motor bike then you must either name them on
your policy, or make sure that they have their own motor cycle insurance.
There is usually a compulsory excess on motor cycle insurance, and you do
not generally get a no claims bonus.
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